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State Farm® Insurance Agent

James Fread

James M Fread Ins Agency Inc

9923 Channel Rd
Lakeside, CA 92040

Profile photo of a State Farm Agent named: James Fread

Would you like to create a personalized quote?

Office Info

Office Hours

9am - 5pm
After Hours by Appointment
Call us 24 hours a day!


9923 Channel Rd
Lakeside, CA 92040


English, Spanish

Welcome to James M Fread Insurance Agency Inc!

We're thrilled to extend a warm welcome to our new customers in California, Nevada and Arizona. At James M Fread Insurance Agency Inc, we understand the importance of protecting what matters most to you, and we're here to provide you with comprehensive insurance for your needs.

We can professionally assist in the following:

  • Auto insurance to keep you safe on the road

  • Home insurance to safeguard your property & liability

  • Coverage to protect your business including Commercial Auto, Workman’s Compensation & Business Liability (Arizona only)

Our team of dedicated professionals is ready to assist you every step of the way.

With over 85 combined years of experience in the insurance industry, we pride ourselves on delivering exceptional service and personalized options. Our goal is to ensure you have the right coverage to manage the risks of everyday life, recover form unexpected and realize their dreams.

Explore our website to learn more about our range of insurance products and services. If you have any questions or need assistance, feel free to reach out to our friendly customer service team. We're here to help you make informed decisions and find the appropriate insurance options for your unique requirements.

Thank you for choosing James M Fread Insurance Agency Inc. We look forward to serving you and building a long-lasting relationship based on competence and reliability.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

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 The mission of the James Fread State Farm office is to provide Lakeside and surrounding San Diego County with reliable insurance coverage they can count on. Our office can help with auto insurance, homeowners insurance, renters insurance, life insurance, business insurance, financial services, and much more. Stop in and meet with our experienced insurance team to stay protected!


Maricela Nunez

Account Manager


Janelle Feeler

Business Insurance Representative

Mary Herrera State Farm Agent Team Member

Mary Herrera

Jenifer Urbina State Farm Agent Team Member

Jenifer Urbina

Chris Weisel State Farm Agent Team Member

Chris Weisel


Steven Mulligan


Susan Helems

Available Positions
Please Note: This opportunity is about potential employment with an independent contractor agent who solicits applications for State Farm products and services, and does NOT result in employment with any of the State Farm Insurance Companies. The employment selection decision , terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.